#FLEET RISK MANAGER DRIVERS#
#FLEET RISK MANAGER DRIVER#

#FLEET RISK MANAGER DRIVER#

Aggressive driving: performing maneuvers that can put safety at risk – for example, sudden braking, tailgating, weaving in and out of traffic, running red lights, refusing to yield the right of way, and of course, speeding (which can be especially dangerous when your driver is transporting heavy freight).To help prevent this, address it in your driver training, and refrain from contacting your drivers’ phones while they’re driving (or at least instruct that they always pull over before reading any messages from you). Distracted driving: doing something that splits a driver’s focus between the road and something far less important – for example, checking their phone, changing the music, flipping between radio stations, rubbernecking, or eating.A better credit score can mean better insurance rates in some states.įor our purposes, dangerous driving can come in three forms: If someone on your books has a record of accidents, your premium will be more expensive. Make sure your coverage limits and your deductible are right for what your business can afford. Local crime rates, weather conditions, and more can affect your premium. If you keep them safely under lock and key, the risk of theft and damage is reduced, and your premium may be cheaper. The farther they go, the higher your premium. It’s always a good idea to look for an insurer that specializes in your vehicle type and industry. Smaller vehicles (like sedans) tend to be cheaper to insure than bigger ones (like trucks). The larger the fleet, the larger the risk, and the larger the premium! As your business grows and diversifies, you’ll likely encounter fresh risks that call for new measures. You need to continuously monitor its effectiveness to keep improving and expanding on it when necessary. It’s not enough to put your fleet risk management strategy in place, then move on. Armed with this knowledge, you’ll be able to put measures in place to stop similar events from happening in the future. Dash cams are invaluable here, as they can basically show you the situation through your driver’s eyes. Carefully review any incidents that do happen in order to decipher exactly what caused them. Your fleet insurance policy should include (but may not be limited to): liability insurance, collision damage coverage, medical payments coverage, comprehensive coverage (which covers vehicle damage from events that aren’t road accidents, such as bad weather or theft), and uninsured or underinsured motorist coverage. We’ll discuss those in more depth later in this article.

Driver fatigue can be a big safety concern, especially for long-haul trucking fleets – so it’s crucial that you comply with HOS (hours of service) regulations, and the ELD (electronic logging device) Mandate. Lots of fleet management systems can help you to keep such a schedule. Your vehicles must adhere to a strict maintenance schedule, going for services like MOTs, oil changes, and OBD II system checks regularly. As they say in the medical field, prevention is better than cure. Monitoring your drivers’ road behavior using a fleet management system will empower you to incentivize safe driving, and provide coaching to those who act carelessly on the asphalt. 94% of all road accidents are said to be caused by human error. Using the system’s GPS tracking, you can pinpoint the location of any vehicles that break down or get into collisions, enabling you (or the emergency services) to recover them quickly. Installing a fleet management system is one of the best things you can do for the safety of your fleet. Conducted by drivers, these thorough inspections ensure that vehicles are roadworthy, and that faults are seen and reported.

#FLEET RISK MANAGER DRIVERS#

At the start and end of every day, your drivers must complete DVIRs (driver vehicle inspection reports). You might decide to make these training sessions an annual thing, so nobody falls off the ball.

Before sending new drivers out on the road, educate them in all things safety – from preventing fatigue and distracted driving, to reporting safety issues and incidents. When you’re hiring new driving staff, be sure to perform background checks, conduct drug and alcohol screenings, and ask that they have the appropriate US DOT (Department of Transportation) qualifications.

Fleet risk manager